FintechMaihomm
Financial services · London, UKPayment platform with peer-to-peer FX, instant transaction verification, faster reconciliation and PCI compliance.
18 monthsKestavar builds products and services. We take a real problem from the first idea, through research and design, to working software in people’s hands, across fintech, digitisation, software and data.
Kestavar means sustainable growth. That’s why our mark is a growing plant: every product grows from a bud, to a leaf, to something real.
It’s why our mark is a growing plant. We plant ideas carefully, grow them only when they’re ready, and build them to keep growing long after launch.
We build for real needs, so products earn their keep instead of relying on endless funding.
Maintainable software and data protection by design, so what we build keeps working as you grow.
The smallest version that works comes first, saving time, money and energy before anything scales.
We build and run our own products, and we build for clients. The same team and the same method do both.
We spot a need nobody is meeting properly, then design, build and take the product to market ourselves.
Meet WaivelyBring us an idea or a problem. We research it, design it, build it and help you take it to market, with sustainable growth built in from day one.
Talk to us about an idea
Payment integrations and platforms that replace slow, manual ways of moving money.
Past work: Maihomm, FirstBillsPay
Paper and offline processes rebuilt as digital services that are faster and easier to run.
Past work: Dabitos Schools, KAP Academy
Bespoke platforms, websites and apps, engineered end to end around one business need.
Past work: Palms Mall, CAL-A-DOC
Dashboards and automated reporting that turn data into decisions worth acting on.
Past work: ARM Pensions, WiencoEvery product goes through the same four steps, in order. Here is how Waively went through each one.
A problem people already pay for, in money, time or stress.
Drivers are fined for road charges they never saw. A missed charge can cost up to 43 times the charge.
Talk to the people who have the problem and check the numbers.
drivers we interviewed asked, unprompted, for one place to handle every charge.
Design it first, then build the smallest version that works.
The full product designed: Catch, Speak and Autopilot, screen by screen.
Partners, pilots, then paying customers.
waively.co.uk is live, and we are inviting pilot partners.
43×: Blackwall and Silvertown tunnels, £4.20 charge against a £180 penalty (Transport for London, from 21 September 2026). Interviews: five drivers, London, August 2026.
Waively catches every UK road charge the moment it applies, tells whoever is driving, and gets it paid before it can turn into a penalty.



Payments, digitisation, software and analytics, delivered for public bodies, universities, financial firms and growing businesses.
client projects
sectors: education, public services, finance, utilities, agriculture
named clients, from London to Accra
disciplines: fintech, digitisation, software, data
FintechPayment platform with peer-to-peer FX, instant transaction verification, faster reconciliation and PCI compliance.
18 months
AnalyticsAutomated SAP reporting, a corporate performance dashboard and a self-service reporting tool, with training.
3 months
AnalyticsFaster, flexible financial reporting and forecasting with SAP Crystal Reports, replacing slow, error-prone manual reports.
Reporting & BI
FintechOnline electricity tokens, integrated directly with electricity providers, paid by bank from anywhere.
4 months
AnalyticsBusiness intelligence on Microsoft Dynamics NAV: an interactive dashboard, mobile reports and staff training.
6 months
SoftwareA learning platform, website and mobile app, with payments and analytics built in, so students can learn anywhere.
13 months



Projects delivered by the Kestavar team, including work completed before Kestavar Ltd was incorporated in the UK.
Tell us about the idea, the process still stuck on paper, or the partnership you have in mind. We’ll tell you honestly whether we can help.